FHA, Conventional, VA, and Jumbo mortgage options with wholesale lender pricing, a 100% digital application process, and access to down payment grant programs that can cover up to 5% of your purchase price.
State-backed grant programs can cover your down payment and most of your closing costs — and in some cases the grant is fully forgivable and never has to be repaid. These programs exist to make homeownership accessible to more buyers, and most people don't know they qualify.
Grant funds can cover your required down payment — getting you into a home with significantly less cash out of pocket.
Combined with an FHA or Conventional loan, the grant can bring your out-of-pocket cost to zero on the down payment.
Many grant programs are structured as forgivable second mortgages. Meet the program requirements and the grant is forgiven — no repayment required.
Grant funds can often be applied to closing costs in addition to the down payment — further reducing what you need to bring to the table.
*Grant forgiveness subject to program requirements, occupancy period, and lender guidelines. Not all borrowers or properties qualify. Programs and availability subject to change. Income limits, purchase price limits, and first-time buyer requirements may apply depending on program.
Check My Grant Eligibility →Not a commitment to lend. Subject to program availability and guidelines. MortgageToday LLC NMLS #2727066.
Check your monthly payment on a specific home or calculate what you may qualify for based on your income and debts.
Estimates only. Actual payment depends on credit, lender, and final loan terms.
Estimates only. Actual qualification depends on credit, property, income documentation, and lender guidelines.
As a wholesale mortgage broker, MortgageToday compares options across multiple lenders — not just one bank's guidelines.
Government-backed loan with flexible credit and income guidelines. Requires mortgage insurance regardless of down payment size.
Fannie Mae and Freddie Mac backed loans. PMI can be removed at 20% equity. No mortgage insurance required with 20% down.
Zero down payment for eligible veterans. No mortgage insurance ever. Competitive rates. One of the most powerful loan programs available.
Whether you're buying, refinancing, or exploring options — knowing your property's value is the foundation. Get an estimate below then start your application.
FHA, Conventional, VA, grants — we compare options across multiple lenders so you don't have to. Start with an application or book a review.